Welcome to From Teacher to Business Owner

The website " From Teacher to Business Owner” website is offered by Don Sabado and operated by Don Sabado (hereafter "From Teacher to Business Owner") and hosted on the Substack platform (the "technology provider" or "Substack"). By using this website, reading its blog, accessing the newsletter you subscribed to, or any associated services from From Teacher to Business Owner, you agree to these Terms of Use included hereunder.

Please read them carefully. If you do not agree to the Terms of Use, do not use the From Teacher to Business Owner publication website or any of its connected services, including any technology solution From Teacher to Business Owner provides.

TERMS SUMMARY:

Here’s a quick overview of [From Teacher to Business Owner] Terms:

By using the From Teacher to Business Owner website, newsletter, or services, you agree to these Terms of Use.
From Teacher to Business Owner Content is for informational purposes only and does not constitute legal, financial, or any other professional advice.
Coaching services are separate from your Substack subscription and have their own terms.
You are responsible for your own decisions and actions based on our content.
Liability is limited to the total fees paid in the three months before a claim arises.
We provide content "as is" without warranties of accuracy or suitability for a particular purpose.
No refunds are available for subscriptions, except where required by applicable law.
Any disputes will be handled under the United States of America, with the courts of Hawaii, United States of America having exclusive jurisdiction.

For full details, please read below.

1. Agreement

By using this website, reading its blog, accessing the newsletter you subscribed to, or any associated services from From Teacher to Business Owner, you agree to these Terms of Use included herein (the "Terms of Use" ot the “Terms”). The Terms of Use constitute the entire agreement between you, the subscriber or user, and From Teacher to Business Owner. No other terms, verbal or written, will be applicable.

2. Third-Party Terms

These Terms of Use are independent of and do not replace Substack’s Terms of Service, which apply separately to your use of the Substack platform.

From Teacher to Business Owner website and From Teacher to Business Owner Content may contain links to other third-party services, websites, or platforms (the "Third-Party Content"). Third-Party Content is provided for convenience only. From Teacher to Business Owner, and Don Sabado do not endorse, control, or assume any responsibility for the accuracy, legality, or content of external websites, services, or platforms linked from this publication. You should review and agree to third-party terms independently before engaging with such services.

3. No Professional Advice or Guarantees

All content provided by Don Sabado and From Teacher to Business Owner, including, without limitation, blog articles, coaching insights, videos, podcasts, AI tools, guides, digital products, and any other resources and services (the “Content”), is for informational and artistic expression purposes only.

No Guarantees: From Teacher to Business Owner provides general guidance on life, business, and career matters but does not guarantee specific results. Outcomes depend on individual circumstances beyond its control. See more details in section “Disclaimer of Liability and Liability Cap”.

Not Professional Advice: The Content does not constitute legal, financial, medical, or other professional advice. Users should consult qualified professionals before making decisions.

From Teacher to Business Owner, Content or services, you acknowledge that you are solely and entirely responsible for any decisions, actions, or outcomes, advice you use, and how you use them. You assume all risks associated with applying From Teacher to Business Owner Content to your personal life, career, business, or any other endeavors or areas of your life.

4. Refunds & Chargeback Policy

All sales are final. No refunds, exchanges, or credits will be provided for:

Subscriptions to From Teacher to Business Owner, including newsletter access and digital content.
AI-generated content, digital guides, and courses.
One-time digital purchases or downloadable content.
Any other digital products or services offered by From Teacher to Business Owner, except where required by applicable law.

No Trial Periods or Partial Refunds: From Teacher to Business Owner does not offer trial periods or partial refunds for unused portions of a subscription, digital product, or service. Once a purchase is made, it is non-refundable.

Chargebacks & Payment Disputes: By purchasing “From Teacher to Business Owner,” you agree to waive your right to dispute charges with your bank or payment provider. If a chargeback is initiated, we reserve the right to:

Block access to all Content and services.
Pursue collection actions, including legal remedies, to recover the disputed amount.
Report fraudulent chargebacks to payment processors and relevant authorities.

Coaching & Service-Based Refunds: Coaching services are covered under separate terms, and refunds (if any) are governed by those terms. Any coaching refunds must be reviewed under the separate coaching agreement.

5. Intellectual Property Rights & Limited License

Ownership & Copyright: All Content published on From Teacher to Business Owner, including but not limited to articles, newsletters, videos, podcasts, coaching materials, templates, guides, courses, AI-generated content, AI tools/agents, and any related resources, is the exclusive property of Don Sabado], unless otherwise stated. All rights are reserved.

Limited License for Personal & Internal Business Use: By accessing From Teacher to Business Owner, you are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Content for your personal use or for internal business use within your wholly owned company. This does not grant permission to modify, republish, or distribute Content for commercial purposes or client-facing work.

Prohibited Uses: You may not:

Copy, modify, distribute, sell, sublicense, or create derivative works of the Content without prior written permission.
Remove, alter, or obscure copyright notices or proprietary rights statements.
Train, embed, or integrate the Content into AI models, machine learning systems, or automated tools.
Use automated bots, crawlers, or scrapers to access or copy Content from “From Teacher to Business Owner.”
Prohibited Commercial Use. You may not use From Teacher to Business Owner to create, market, or distribute competing products or services, including but not limited to AI tools, coaching materials, or digital guides, without prior written permission.

Enforcement: Unauthorized use may result in legal action. To report misuse, contact donsmathblog@gmail.com.

6. Disclaimer of Liability and Liability Cap

To the fullest extent permitted by law, From Teacher to Business Owner and Don Sabado disclaim all liability for any direct, indirect, incidental, consequential, punitive, or special damages arising from your use of the Content offered via From Teacher to Business Owner.

No Warranties: To the maximum extent permitted by applicable law, Content is provided “as is” and “as available,” and is provided without express or implied warranties of suitability, accuracy, completeness, enforceability, legal compliance, suitability for any particular jurisdiction, correctness, non-infringement, non-reliance, reaching any specific results, merchantability, no duty to update is offered, and any other implied warranties that may be applicable if not excluded.

Limited Liability: In no event shall From Teacher to Business Owner or Don Sabado be liable for damages related to:

Your use of or reliance on From Teacher to Business Owner.
Errors, omissions, or inaccuracies in any Content, including legal templates and AI-generated materials.
Security breaches, data loss, unauthorized access, or platform failures.
Third-party claims arising from your use of From Teacher to Business Owner Content.

Liability Cap: If liability is found, it shall not exceed the total fees paid by the claimant in the three (3) months preceding the event. If no fees were paid, From Teacher to Business Owners shall have no liability whatsoever.

From Teacher to Business Owner shall not be liable for any claims, legal disputes, or damages brought against you by third parties as a result of using its Content.

No Guarantee of Continued Access to Content. Subscribing to Don’s Newsletter - From Teaching to Business does not guarantee that any specific type of Content will continue to be provided indefinitely. From Teacher to Business Owner reserves the right to modify, discontinue, or replace any Content, including but not limited to articles, newsletters, podcasts, legal templates, AI-generated materials, or other digital resources, at our sole discretion without prior notice.

Force Majeure: From Teacher to Business Owner shall not be responsible for any failures, delays, or damages resulting from events beyond its reasonable control, including but not limited to cyberattacks, platform failures, government actions, acts of nature, or other force majeure events.

For the avoidance of doubt, the disclaimers in this Section 6 expressly apply to the use of any Content but especially the legal templates, AI-generated content, and any digital resources as described in Section 4.

7. User Content and Moderation Terms

We believe in open discussions and diverse perspectives. However, to maintain a respectful space, we ask all users to follow these guidelines:

Respect Others: Engage in discussions with kindness. Harassment, hate speech, or personal attacks will not be tolerated.
No Spam or Disruptive Behavior: Keep conversations meaningful. Spam, misleading content, or disruptive behavior is not allowed.
Editorial Discretion: We reserve the right to moderate comments, remove content, or restrict access if behavior violates these principles.
Encouraging Open Dialogue: We welcome constructive feedback and different viewpoints, but please be respectful of all community members.

Violation of these guidelines may result in content removal or account access restrictions at Don’s Newsletter - From Teaching to Business discretion.

By submitting comments, testimonials, or feedback, you grant From Teacher to Business Owner a non-exclusive, worldwide, royalty-free, perpetual license to use, and publish your submission.

8. Applicable Law and Venue and Limitation on Legal Claims

These Terms of Use shall be governed by and construed in accordance with the laws of the United States of America. Any disputes arising out of or related to these Terms of Use shall be subject to the exclusive jurisdiction of the courts of Hawaii,USA.

Any claim or cause of action arising out of or related to these Terms or your use of From Teacher to Business Owner must be filed within one (1) year after such claim or cause of action arose. Otherwise, the claim is permanently barred unless applicable law permits it.

09. Modification of Terms

From Teacher to Business Owner reserves the right to modify, update, or replace these Terms of Use at any time at its sole discretion. Any changes will take effect immediately upon posting on Don’s Newsletter - From Teaching to Business. Your continued use of the website, newsletter, or any associated services after updates constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically for changes. If you do not agree to the updated Terms, you must discontinue use of From Teacher to Business Owner and its services.

10. Acceptance of Terms

By accessing, reading, and using any Content of From Teacher to Business Owner, you affirm that you have read, understood, and agree to these Terms of Use.